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Several commenters urged the Division to set a highest forgiveness timeline of twenty years for the two undergraduate and graduate borrowers in all IDR options.Lots of commenters suggested the Division explain that defaulted borrowers that are enrolled in IBR won't be issue to any involuntary collections so long as They may be satisfying IBR paymen
Quite a few commenters expressed issues about achievable tax liabilities and pointed out the loan total forgiven are going to be deemed taxable money with the borrower. Many commenters argued that it would be harsh to tax the level of the loan that is definitely forgiven, Specially simply because people who are struggling to repay their pupil loans